🇵🇱PayPo

Sector: Fintech • BNPL • E-commerce Payments  Type: B2C / Buy Now, Pay Later Platform  Headquarters: Warsaw, Poland  Founded: 2016  Founders: Radosław Nawrocki, Tomasz Hadzik  Website: paypo.pl

Overview: PayPo is Poland’s leading Buy Now, Pay Later (BNPL) platform, allowing users to shop online and defer payment for up to 30 days — completely interest-free — or split the purchase into installments. With real-time approval and no need to provide card details, the service integrates with 36,000+ e-commerce stores.

Key Stats: • 2M+ users • 36K+ partner merchants • Approved in seconds, 99% automated • Partners: Allegro, Modivo, Empik, Media Expert, eObuwie

Funding: • ~$1.06M (Seed round, 2018) • Investors: RBL_START, DC24 ASI • Profit-generating company; does not require further VC at this stage

Status: Profitable scale-up — open to strategic partnerships in e-commerce, embedded finance, and digital credit services